RSP LIC Housing Finance Limited

Privacy Policy

At LICHFL, safeguarding your confidentiality and privacy is our top priority. We understand the importance of transparency in how information is gathered, utilized, disclosed, transferred, and stored. Therefore, we've crafted the following Privacy Policy to acquaint you with our procedures.

RSP LIC Housing Finance Limited respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect personal information from you when you visit our website, fill out forms, interact with our services, or communicate with us. The types of personal information we may collect include:

  1. Personal Identification Information: This may include your name, address, email address, phone number, date of birth, government-issued identification details, and any other information you provide to us.

  2. Financial Information: We may collect financial information such as bank account details, credit history, income details, and other financial data necessary for providing our services.

  3. Device and Usage Information: We may automatically collect information about your device and how you interact with our website or services. This may include your IP address, browser type, operating system, pages visited, and other usage data.

How We Use Your Information

We may use the information we collect for various purposes, including but not limited to:

  1. Providing and personalizing our services to meet your needs.
  2. Processing transactions and managing your accounts.
  3. Communicating with you, including responding to your inquiries and providing customer support.
  4. Improving our website, services, and customer experience.
  5. Conducting research and analysis to better understand our customers’ needs and preferences.
  6. Complying with legal and regulatory requirements.
  7. Preventing fraud and ensuring the security of our website and services.

How We Share Your Information

We may share your personal information with third parties in the following circumstances:

  1. With service providers and business partners who assist us in providing our services and operating our business.
  2. With regulatory authorities, law enforcement agencies, or other third parties when required by law or to protect our rights, property, or safety.
  3. In connection with a merger, acquisition, or sale of assets, in which case your information may be transferred to the acquiring entity.
  4. With your consent or at your direction.

Your Choices

You have certain rights and choices regarding the personal information we collect and how it is used:

  1. You may choose not to provide certain personal information, although this may limit your ability to access certain features of our website or use our services.
  2. You may opt out of receiving marketing communications from us by following the unsubscribe instructions included in those communications.
  3. You may request access to, correction of, or deletion of your personal information by contacting us using the information provided below.

Data Security

We take reasonable measures to protect the security of your personal information and prevent unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time by posting a revised version on our website. The revised version will be effective as of the date indicated at the top of the page.